do not buy a house with a BOYFRIEND :) please :) please adult women i am begging you do not tie yourself in debt to a man you're not married to :) oh my god :) oh my GOD :)
Never buy a home with romantic partner with whom you are not married. There is no reason for it. There is NO reason for it. If you want to own a home together, get married. If you do not want to marry them, you have no business buying a home together. None. It will end badly and, depending on the circumstances, it may take decades to financially recover from the fallout of such a misguided move.
the way every woman in my family has done this and is now suffering… but actually they wouldve suffered even if they got married, so who knows
I think the difference in the case of buying a house with your spouse, there's specific provisions and legal protections that do not exist if you buy a home with someone you are not married to, which is a TERRIBLE idea.
The ending of a relationship sucks, no matter what the relationship is or whether or not you're married. Divorce can make certain parts of it suck worse, because instead of just moving out, you have to get legal help and other people involved.
But it also means that financially you are protected. It is so much harder for your now-ex to screw you over financially if you are married and need a legal divorce to split up property. Because divorce laws are written knowing that divorce sucks and oftentimes people who are getting divorced hate each other, and yet both parties should get a fair division of the assets they collected during the marriage. And there are other people involved by default to make sure that everything is on the up-and-up.
Whereas if you're not married, and you have major financial assets together (like a house), and your ex decides to screw you over financially, the only recourse you have is to sue your ex. Which is much more expensive and less likely to lead to a good outcome.
If neither of you has any money or property, and you have no kids, getting married is purely a personal decision. But if you have important stuff together--children, money in joint accounts, property--marriage has a shitton of legal protections both during the relationship and protecting everyone involved if the relationship ends.