Quick reminder that there is way to get around that frankly inhumane asset cap: ABLE accounts.
Most SSI and SSDI recipients qualify for one, anyone can deposit money into the account, that money can pay for almost anything (groceries, rent, etc), and both the yearly contribution cap and the asset cap are wildly higher than $2k.
It varies by state but at minimum an ABLE account allows you to have $100k before it it counts toward your $2k asset cap (I believe the highest is $550k). And if you do go over, your benefits are suspended—not cancelled—until you get back under the cap.
Tbc I think disability shouldn't have caps at all and ABLE accounts are a bandaid at best (and a ill-promoted one at that) but I've known so many people who would've been a lot better off with one of these accounts. If parents or friends could give them money for necessities without risking their benefits, if they could take a job or a commission without giving up their benefits, if they could save for the future at all.
Also! Democrats got through a massive expansion of ABLE accounts under Biden-Harris so when that goes into effect (January 1, 2026) nearly all recipients will qualify.